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Elements Of Banking
Elements Of Banking
Broad Areas of Specialisations
Global Perspective
Book 4
Table Of Contents
Chapter 1 Introduction to Banking
1.1 Definition of a Bank
1.2 Traditional Banking Activities
1.3 Accounting for Bank Accounts
1.4 Role of Banks
1.5 Economic Functions
1.6 Law of Banking
1.7 Entry Regulation
1.8 Financial Institution
1.9 Fractional-Reserve Banking
Chapter 2 Banking Activities
2.1 Types of Banks
2.2 Risk Management
2.3 Bank Crisis
2.4 Profitability
2.5 Non-Interest Income
2.6 Interest Income
2.7 Non-Interest Expenses
2.8 Interest Expenses
Chapter 4 Composition of Bank’s Asset
4.1 Assets Classification
4.2​ Overdrafts
4.3​ Medium Term Loans (MTL)
4.4​ Vostro and Nostro Accounts
4.5 Vehicle and Assets Finance (VAF)
4.6 Home Loans
4.7 Non-Performing Loans (NPL)
4.8 Investment in Government Securities
4.9 Unit Trust Investments
4.10 Provisions for Credit Losses
4.11 Non-Interest Earning Assets
Chapter 6 Interest Rates and the Banking Environment
6.1 Importance of Interest Rates
6.2 Computation of Interest Rates
6.3 Types of Interest Rates
6.4 Banks’ Exposure to Interest Rate Risk
6.5 Banks in the Economy
6.6 Challenges within the Banking Industry
Chapter 8 Definition of Banking Terminology
8.1 Credit Related Terms
8.2 Capital Related Terms
8.3 Composition of Capital
8.4 Financial Related Terms
8.5 Risk Related Terms
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Chapter 10 Ratings of Banks Performance
10.1 Introduction
10.2 Earnings Capacity
10.3 Capital Adequacy
10.4 Asset Quality
10.5 Liquidity Position
10.6 Sensitivity to Market Risk
10.7 Management Capability
Chapter 3 Basics of Banking
3.1 Bank Operations
3.2 Bank Management
3.3 Bank Performance
3.4 Bank Regulation
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Chapter 5 Composition of Bank’s Liabilities
5.1 Liabilities Classification
5.2 Call Deposits
5.3 Term Deposits
5.4 Negotiable Certificate of Deposits (NCDs)
5.5 Subordinated Term Bond (STB)
5.6 Borrowings
5.7 Repurchase Agreement
5.8 Non-Interest Bearing Liabilities
5.9 Capital
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Chapter 7 Importance of Money in Banking
7.1 What is Money?
7.2 Components of the Monetary Aggregate in the United States
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Chapter 9 Banking Industry
9.1 The Banking Industry
9.2 Liquidity Crisis for a Business
9.3 Systemic Banking Crises
9.4 Zombie Banks
9.5 Subprime Mortgage Crisis
9.6 Global Financial Crisis of 2008–2009
9.7 Prevention of Systemic Banking Crises
9.8​ Sound Banking depends on the State of the Financial System